Organisaties of personen die payday loans verstrekken, een zeer kostbare vorm van kortlopend krediet.
Voorbeeld
'To access credit, the poor typically rely on high-cost payday lenders. In 2013 the median such loan was $350, lasted two weeks and carried a charge of $15 per $100 borrowed—an interest rate of 322% (a typical credit card charges 15%). Nearly half those who borrowed using payday loans did so more than ten times in 2013....'
Bron: The Economist - 05-09-2015.
Zie ook: Wonga, payday loan, geldhaai, kortlopend, krediet.
|
